AML, UBO & ESR Compliance Services in UAE
Ensure Full Compliance with UAE Regulatory Framework
The UAE has implemented strict compliance regulations to align with international standards and prevent financial crimes. Businesses operating in the UAE must comply with Anti-Money Laundering (AML) regulations, maintain Ultimate Beneficial Ownership (UBO) disclosures, and adhere to Economic Substance Regulations (ESR). At ZAC CHARTERED ACCOUNTANTS, we provide comprehensive compliance solutions to safeguard your business from penalties and reputational risks.
Our Compliance Services
1. AML Compliance (Anti-Money Laundering)
All Designated Non-Financial Businesses and Professions (DNFBPs) and Financial Institutions in the UAE are required to comply with AML laws. We help you implement robust AML frameworks to meet these legal obligations.
Our AML services include:
- AML policy and procedure development
- Risk assessment and client due diligence (CDD & KYC)
- Suspicious Transaction Reporting (STR) on the goAML portal
- AML compliance training for your team
2. UBO Compliance (Ultimate Beneficial Ownership)
As per UAE Cabinet Decision No. (58) of 2020, companies must maintain accurate records of their Ultimate Beneficial Owners and submit declarations to authorities.
Our UBO services include:
- Identification of UBO as per legal requirements
- Preparation and submission of UBO declaration
- Maintaining updated UBO registers for compliance
3. ESR Compliance (Economic Substance Regulations)
Businesses in certain sectors must file annual ESR notifications and reports to demonstrate adequate economic presence in the UAE.
Our ESR services include:
- Assessing ESR applicability to your business
- Preparing and filing ESR notifications and reports
- Documentation and audit support for ESR compliance
Discover the ZAC
Built for founders who want clarity, not confusion and compliance without the chaos.
Clarity
Clarity shows you where your money flows, highlights what’s working, and uncovers what isn’t—so you can take control with confidence...
Compliance
We keep track of VAT, CT, ESR, AML, UBO, and e-invoicing—so you stay on time and avoid penalties.
Confidence
Accurate records and clear visibility empower you to run your business with certainty and control.